Top 10 in the latest p2p security rankings
Some people, I heard that P2P is very profitable, and the interest is several times that of the bank, so I am eager to try. As a result, many of them fell and broke their blood. I think that investing with the big stream is a terrible thing. If you want to invest, you have to understand and understand the action. Although there are many experts in the market, if we don’t even have the ability to judge the so-called expert opinions, then I think Don't take risks. P2P is blunt, in fact, it is equivalent to private lending, but the parties to the loan directly operate through the platform. The platform is equivalent to the intermediary to monitor, and the platform is profitable by the fee. Because we do not directly contact the borrower, the situation of the borrower is controlled by the platform risk control department, so it is particularly important that the platform can maintain its independent status at this time. Is the investment intended to be invested multiple times or is it only intended to be a wool party? In order to attract investors, the platform basically has a certain amount of initial investment, and then send red envelopes. The red envelopes are also very powerful, such as 100 yuan and 50 yuan. Now there is a class of people who register on various platforms and then invest in red envelopes to experience After the new hand is finished, the person withdraws, and such a person calls it the wool party. Don't underestimate 50 or 100 yuan. Now there are 1~2 thousand investment platforms and 3 or 2 registered daily. This is a lot of income. If it is wool, there will be fewer points of concern. It is probably that the amount of red packets sent is large, the term is short, and the income is high. But the risk is very big. More investors want to find a safe platform that can be invested multiple times. After all, most people, investment is just to add value, basically have other jobs, not so much free time every day, so I want to find a safe platform, invest many times. At this time, we need to pick and choose the platform. The most basic and important points you need to pay attention to First, security It is the most fundamental and important concern for investors. What is safe? It should be user funds. The platform is an intermediary, it should be neutral, and our funds should be managed separately by the custodian, not by the platform's own account, in case the platform runs or is squandered by executives. Fund custody, bank custody, payment platform hosting, etc. Bank custody is relatively safe. After all, we are very popular with bank supervision. At the same time, we must also distinguish between pseudo-capital custody. Some platforms advertise fund custody, but the custody party and the platform are inextricably linked. Such related parties cannot be independent and neutral. Second, platform strength The strength of the platform is not blown out by advertisements. It is not a big name or a good one. The big platform suddenly falls down. How is it to be strong? First, the platform background: banking department, private department, listed company system, state-owned department, etc. Second, the platform features: windy investment funds to enter; third, how much registered capital; fourth, when to go online, I feel that the newly established platform needs to be carefully considered. The stable platform for more than three years is better. Fifth, the background of the main leadership of the platform shareholders or platform. Sixth, the bid security: principal and interest guarantee, principal guarantee, no guarantee, of course, principal and interest. The guarantee is the best. Seventh, team members: core team members, whether to change frequently, what is the major of the graduate school, whether the staffing of the department is reasonable and comprehensive, and the qualifications of the work. Third, the professional noun brain After all, the investment industry is at the forefront, and there are many new words that come out every day. To do investment, some basic professional terms still need to be supplemented. Such as rate of return, 7-day annualized rate of return, fixed or floating rate of return, fund custody, fund payment, third-party credit reporting, problem platform, risk reserve, creditor's rights transfer, short-term medium-term long-term standard, demolition, automatic bidding, Comprehensive index, capital leverage, etc. new smart watch,sport smart watch,smart watch supplies,phone smart watch for Iphone Shenzhen Konchang Electronic Technology Co.,Ltd , https://www.konchang.com